Convert Credit Card Statements to a Different Currency
Upload a credit card statement with foreign charges and ReceiptsAI extracts every transaction, then converts the amounts to your base currency using the exchange rate from each transaction date.



Drag & Drop Credit Card Statement Here
or
Real Exchange Rates, Calculated for You.
Each foreign charge is converted at the exchange rate by date — the real GBP, JPY, or EUR rate for the day it was made — so trips, subscriptions, and supplier charges land in one clean base currency. Perfect for travelers, freelancers, and small teams with international spending.
- Jun 02Amazon.de84,90 €$92.54
- Jun 05Uber, Tokyo¥3,200$21.44
- Jun 08Hotel, ZürichCHF 260.00$291.20
- Jun 12Deliveroo, London£38.50$48.90
- Jun 15Aeroplan, Toronto$149.00$108.77
How to convert credit card charges to another currency
Turn a card statement full of international charges into consistent home-currency records — no rate tables, no calculator.
Upload your card statement
Add a PDF, scan, or screenshot of a credit card statement that includes foreign or multi-currency charges.
AI extracts and converts each charge
ReceiptsAI reads dates, merchants, and amounts, then applies the historical exchange rate for each transaction date.
Export in your home currency
Download the converted charges as CSV or Excel with original and converted amounts side by side.
Ready to convert a card statement?
Upload a statement and get every foreign charge converted to your base currency, ready for expense tracking.
Why convert card statement currencies with AI?
International charges land on your statement in a mix of currencies and conversion treatments. ReceiptsAI extracts each transaction and normalizes everything into one base currency.
The real exchange rate by date
Each charge converts at the historical rate from its own date, so month-end reporting reflects what things actually cost.
Spot hidden FX costs
Compare market-rate conversions against what your issuer billed to see the real impact of foreign transaction fees.
One currency for all your spending
Normalize charges from trips, international subscriptions, and foreign suppliers into a single base currency.
Original charges preserved
Every converted amount keeps the original charge beside it, so reimbursement claims and disputes always trace back to the statement line.
Works with major card issuers
Statement layouts from major banks and card issuers worldwide are supported, in any readable format.
Secure statement handling
Sensitive card statements are handled securely, never shared with third parties, and deletable at any time.
Why your card's exchange rate never matches Google
Check a foreign charge against the mid-market rate you find online and it almost never lines up. There are three reasons. First, card networks convert on their own schedule — some charges convert on the transaction date, others when the charge posts days later. Second, the network and your issuer each apply their own rate, which sits slightly above the mid-market rate. Third, many cards add a foreign transaction fee of 1–3% on top of the converted amount.
Dynamic currency conversion makes it worse: when a foreign payment terminal offers to charge you in your home currency, the conversion happens at the merchant's rate, which is usually the worst deal available.
ReceiptsAI converts every charge at the market exchange rate by date for its transaction, so you can put the real cost next to what your issuer billed and see exactly what conversion spreads, posting delays, and fees added. For frequent travelers and teams with cards abroad, that difference adds up to a number worth knowing.
Related Credit Card Tools
Choose the right card statement workflow
ReceiptsAI has separate tools for extracting, categorizing, and converting credit card statement data. Use the page that best matches what you need to do next.
Credit Card Statement Extractor
Only need complete transaction data from a card statement in its original currency? Start with the extractor.
Try the credit card statement extractor
Credit Card Statement Categorizer
Want spending categories and bookkeeping-ready classification for your card transactions? Use the AI categorizer.
Open the credit card statement categorizer
Bank Statement Currency Converter
Foreign transactions in a bank account rather than on a card? Convert whole bank statements to your home currency instead.
Open the bank statement currency converter
Frequently asked questions
Can't find what you need? Email our support team.
Yes. Upload a credit card statement and ReceiptsAI extracts each transaction — date, merchant, and amount — then converts foreign charges to your chosen base currency so all your spending is expressed in one currency.
ReceiptsAI supports historical currency conversion, so each charge is converted using the exchange rate by date — the actual GBP to USD or JPY to USD rate from the day of the transaction. That gives you accurate, defensible numbers rather than one blanket rate for the whole statement.
Yes. By converting each charge at the market rate for its date, you can compare the converted amount against what your card issuer actually billed and see how much currency spread and foreign transaction fees added to your spending.
Charges in all major world currencies are supported — pounds from a London trip, yen from Tokyo, euros from an EU subscription, and dozens more. You pick the single base currency every charge should be expressed in.
Yes. Upload a US dollar card statement and each charge is converted into Canadian dollars at the USD to CAD exchange rate by date for its transaction. Any currency pair works, so you can just as easily convert CAD charges to USD or normalize a statement full of foreign charges into one base currency.
Upload the PDF statement from your card issuer’s app or online portal, or a JPG or PNG screenshot of the transactions page. As long as the charge lines are readable, the AI can extract and convert them.
Yes. Converted charges export to CSV or Excel with the merchant, date, original charge, and converted amount on every row — ready for reimbursement claims, expense reports, or your bookkeeping software.
Yes. The original statement amounts stay alongside the converted values on every transaction, so you keep a complete audit trail of what was charged and what it equals in your base currency.
Very. Teams whose employees use cards abroad can normalize all charges into the company reporting currency, and business owners can track international subscriptions and supplier charges consistently month over month.
The extractor focuses on pulling complete transaction data from a card statement in its original currency. This tool is for when the statement includes foreign charges and you need the amounts expressed in your home currency as well.
Foreign charges are the messiest part of any statement: your issuer’s rate rarely matches the true exchange rate by date, because some issuers convert at the transaction date and some at the posting date, and each adds its own currency spread and foreign transaction fee on top. ReceiptsAI converts every charge at the market rate by date so you can see exactly where issuer conversion and fees diverged from the real rate.
Yes. ReceiptsAI was founded in the EU and built around GDPR. Card statements are processed securely, never shared with third parties, and you can delete your uploads whenever you like.
See what your foreign card spending really cost
Free to try. Your statement stays private.