Custom Budget Creator

Create a personalized budget with our free budget generator. Plan your next project or monthly expenses with realistic estimates and organized categories.

No Sign-up Required
100% Free
Instant Export

Budget Template

Use the generator to create a custom budget, or manually edit the template below

Expense TypeEstimateActual
Est: $0.00 | Act: $0.00
New Expense
$0
$
TOTAL$0.00$0.00

Create a budget in minutes

How to use our budget generator

Plan your next big project or monthly expenses in a few easy steps.

1
Describe.
Tell us about your financial situation, family size, income level, or business needs. The more details you provide, the more accurate your budget will be.
2
Generate.
Our AI instantly creates a personalized budget with smart categories, realistic estimates, and organized structure tailored to your specific needs.
3
Review.
Edit any field, add or remove categories, adjust estimates, and fine-tune your budget to perfectly match your financial goals and requirements.
4
Export.
Download your budget as Excel or PDF. Start monitoring immediately.

Looking for Templates?

Explore our collection of free templates. We've created hundreds of pre-made budgets so you can get started right away.

The Best Free Budgeting Tool

Here's 6 reasons why we think you'll love our budget creator.

AI-Powered Budget Planning

Our AI creates a fast template with common expenses for your next project. It can generate a personalized budget with realistic estimates in seconds.

Organized by Categories

Budget items are grouped by categories (Housing, Utilities, Food, etc.) with sub-items for detailed tracking. See where your money goes at a glance.

Estimate vs Actual Tracking

Plan your budget with estimates, then track actual spending. Quickly identify where you're over or under budget each month.

Free Ready-to-Go Templates

Choose from professionally designed budget templates for any situation - construction projects, events, personal finance, and more.

Export to Excel or PDF

Download as Excel to track expenses throughout the month, or export to PDF for printing and record-keeping. Full compatibility with Google Sheets.

Fully Customizable

Add or remove categories and budget items, adjust estimates, and tailor the budget to match your unique financial situation.

The #1 AI Receipt App for Small Businesses

Track your Expenses Automatically with AI

Make sticking to your budget easy. Upload documents, set your preferences, and let AI do the rest.

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documents processed for
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small businesses
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ReceiptsAI Hero
Simple, easy to use interface. Extract transactions from statements, receipts, invoices and more. ⤴
C
4.5 (20+ reviews)

"Great Service!"

Ronald and the team were super responsive to my questions and feature requests. I've never had an experience like this before from a software developer.

Luis G.
Luis G.
Verified Purchase

"The easiest tool I've ever used."

It is very very easy, as soon as you get a receipt you can scan it, the AI will capture all relevant information and it is very little interaction to get to the final submission of the expense. It is so easy!!!

Kirsten H.
Kirsten H.
Verified Purchase

"Simple, Straight-forward"

Following business trips or even a few weeks in the office, the last thing that someone wants to do is take time out of their day to sort through receipts. It makes my process much easier.

Vannesa T.
Vannesa T.
Verified Purchase

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Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

How to create a budget for my project?
Creating a project budget is simple with our tool. Choose from our pre-built templates (Construction, Renovation, Event, Wedding, etc.) or use the AI generator by describing your project needs. The AI will create a customized budget with relevant categories, realistic cost estimates, and organized line items. You can then edit any values and export to Excel or PDF.
How to get budget into google sheets?
Export your budget as an Excel file (.xlsx) using the 'Export to Excel' button. Once downloaded, simply upload the file to Google Drive and open it with Google Sheets. The formatting, formulas, and structure will transfer seamlessly, allowing you to track and collaborate on your budget in Google Sheets.
How to create a budget for beginners?
Start by selecting one of our ready-made templates that matches your situation (Family Budget, College Student, Small Business, etc.). Each template comes with pre-filled categories and example amounts. Review the categories, adjust the estimates to match your income and expenses, then track your actual spending in the 'Actual' column. You can also use our AI generator - just describe your situation in simple terms and it will create a personalized budget for you.
How to make a budget in excel?
Use our budget generator to create your budget structure, then click 'Export to Excel'. You'll get a professionally formatted Excel spreadsheet with all your budget categories, estimates, and an 'Actual' column for tracking. The file is fully editable - you can add formulas, adjust formatting, and customize it further in Excel. It's the perfect starting point for ongoing budget tracking.
Can I use this budget for my business?
Yes! Our budget templates work great for businesses of all sizes. We have dedicated templates for Small Business, Construction, Rental Property, Dental Office, Church, Non-Profit, and more. You can also use the AI generator to create a custom business budget by describing your revenue, expenses, and specific business needs. Track income, expenses, payroll, marketing, and all other business categories.
Is the budget template free?
Yes, our budget templates are completely free to use with no sign-up required. Create and download as many budgets as you need without any limitations or hidden fees.
How to edit a budget
After generating or selecting a template, you'll see a budget table where you can click on any field to edit it. Update category names, change expense amounts, add new line items, or remove categories you don't need. All changes are saved in real-time. Once you're happy with your budget, export it to Excel or PDF.
Can I print the budget template?
Absolutely! Click the 'Export to PDF' button to download a print-ready version of your budget. The PDF is professionally formatted and optimized for printing. You can also export to Excel first, make any additional customizations, and then print directly from Excel or convert to PDF from there.

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