Free Customizable PDF Home Building Budget Template

Download our free Home Building Budget template to effectively manage your Property costs. This customizable tool helps contractors and property owners track expenses for land & prep, structure, and systems in one place. Ensure precise financial planning with our easy-to-use Excel and PDF compatible format.

Expense TypeEstimateActual
Est: $120000.00 | Act: $0.00
Land Purchase
$80000
$
Site Preparation
$15000
$
Foundation
$25000
$
Est: $78000.00 | Act: $0.00
Framing
$45000
$
Roofing
$18000
$
Windows & Doors
$15000
$
Est: $53000.00 | Act: $0.00
Electrical
$20000
$
Plumbing
$18000
$
HVAC
$15000
$
Est: $60000.00 | Act: $0.00
Flooring
$12000
$
Kitchen
$25000
$
Bathrooms
$15000
$
Paint & Trim
$8000
$
Est: $30000.00 | Act: $0.00
Siding
$12000
$
Driveway
$8000
$
Landscaping
$10000
$
TOTAL$341000.00$0.00

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How to Use Our Budget Templates

Get started with our budget templates in just a few simple steps.

Choose a Template.
Browse our collection of free budget templates and select one that matches your needs.
Customize Your Budget.
Edit categories, adjust amounts, and add or remove line items to match your specific situation.
Export and Use.
Download your budget as an Excel file for ongoing tracking or as a PDF for printing and sharing.
Track Your Expenses.
Fill in the "Actual" column as you spend money to see how your spending compares to your budget.
Person budgeting with templates

Why Home Builders Love our Templates

Everything you need to manage your finances effectively.

AI-Powered Budget Planning

Our AI creates a fast template with common expenses for your next project. It can generate a personalized budget with realistic estimates in seconds.

Export to Excel or PDF

Download as Excel to track expenses throughout the month, or export to PDF for printing and record-keeping. Full compatibility with Google Sheets.

Fully Customizable

Add or remove categories and budget items, adjust estimates, and tailor the budget to match your unique financial situation.

Phase-by-Phase Planning

Organize your build logically from foundation to finish. Track costs for each stage—site prep, framing, systems, and interior—so you know exactly where you stand.

Contractor Payment Tracking

Keep a clear record of deposits, progress payments, and final draws. Avoid overpaying and ensure lien waivers are collected with every check.

Cost Overrun Protection

Build in contingencies for every phase. Our template encourages realistic buffering so unexpected site conditions or material price hikes don't derail your project.

Need more templates?

Explore our library of 100+ free templates, professionally created for contractors and property owners.

Create an Expense Report in Minutes with AI

Simply upload your documents and our AI automatically categorizes every transaction to give you a clear, visual breakdown of your finances

The #1 Budget Management Software

Why use ReceiptsAI

ReceiptsAI is the gold standard in expense management. Automatically extract, categorize, and track your expenses with AI.

Feature
ReceiptsAI
Others
Free Templates

Unlimited Forever

Limited or paid only

AI Generation

AI-powered custom budgets

Manual creation only

Export Options

Excel & PDF export

Behind a paywall

Data Capture

Extract everything from Receipts, Invoices, and Statements

Data Entry

Expense Tracking

AI-powered automatic categorization and intelligent expense sorting

Manual categorization

Processing Speed

Process multiple invoices simultaneously in seconds with parallel processing

Slow

Security Standards

GDPR-compliant with bank-level encryption and secure USA-based storage

Data Harvesting

PRICING

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Join over 300+ small businesses saving time with ReceiptsAI

C
4.5 (20+ reviews)

"Great Service!"

Ronald and the team were super responsive to my questions and feature requests. I've never had an experience like this before from a software developer.

Luis G.
Luis G.
Verified Purchase

"The easiest tool I've ever used."

It is very very easy, as soon as you get a receipt you can scan it, the AI will capture all relevant information and it is very little interaction to get to the final submission of the expense. It is so easy!!!

Kirsten H.
Kirsten H.
Verified Purchase

"Simple, Straight-forward"

Following business trips or even a few weeks in the office, the last thing that someone wants to do is take time out of their day to sort through receipts. It makes my process much easier.

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Vannesa T.
Verified Purchase

"Very easy to use"

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Norma W.
Verified Purchase

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Verified Purchase

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Verified Purchase

"Highly recommend!"

The accuracy of the AI is incredible. It catches details I would have missed manually entering receipts.

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Verified Purchase

"Time saver!"

What used to take me hours now takes minutes. The automatic categorization is very good.

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Verified Purchase

"Great customer support!"

Not only is the product helpful, but the support team is very responsive.

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Verified Purchase

Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

Can I use this for a custom home build?

Yes. It's designed for new construction. You can customize the 'Systems' and 'Interior Finishes' sections to match the specific specs of your custom home design.

How detailed should my estimates be?

The more detailed, the better. Instead of one line for 'Plumbing', break it down into 'Rough-in', 'Fixtures', and 'Final Trim' to track costs more accurately.

Can I track bank draws with this template?

Yes. Create a column for 'Draw Request' or simply tag expenses that have been submitted to the bank. This ensures your loan balance matches your actual spending.

Does it include landscaping costs?

Yes. We include an 'Exterior' category for driveways, siding, and landscaping. You can expand this section if your project involves extensive hardscaping or pools.

How do I manage finish selections?

Use the 'Notes' column or add a separate tab in Excel to list specific product selections (SKUs, colors) alongside their budget line items.

Is this compatible with bank requirements?

Most banks require a standard cost breakdown. This template uses standard construction categories (Division codes style) that lenders are familiar with, making the draw process smoother.

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